How to Pay Yourself First

Step 1: Set up categories for spending for such things as groceries,
transportation, and debt.Be sure to create a category for “self pay” or “savings.”

Step 2: As you track your spending look for wasted or “found” money.

Step 3: Before you make a debt payment or buy food or other items, deposit this “found” money in your “self pay” or “savings” account. Anybody can find at least
1 percent they can set aside immediately. Happy hunting!

Source:Money Mastery